​Get Health Insurance

The insurance marketplace (or in Washington the insurance "exchange") is where you'll find coverage that protects you and your family from large medical bills and helps you stay healthy.

Because of the Affordable Care Act, people who previously couldn't get coverage are finding insurance they can afford.

Who should shop for insurance on the marketplace/exchanges?

The insurance marketplace is for people who:
  • Don’t have health coverage.
  • Can’t get affordable health coverage through work.
  • Buy their own coverage and want a better option.
  • Own a small business and employ 50 or fewer people. 

If you would like to receive care from a PeaceHealth provider or medical center, be sure to choose an insurance plan that includes PeaceHealth.


You May Qualify for a Discount

Financial assistance is available for many people, including those who work. The chart below indicates the maximum for yearly incomes that may qualify for assistance.

​Family Size ​Maximum Yearly Income
​1 $45,960
​2 $62,040
​3 $78,120
​4 $94,200
​5 $110,280
​6 $126,360
 

 

Four things to know

Open enrollment to purchase health insurance for 2015 will be Nov. 15, 2014 through Feb. 15, 2015.

1. Medicaid has expanded in Oregon and Washington. The exchanges — Cover Oregon in Oregon and Washington Health-planfinder in Washington – are where to go to find out whether you qualify.

2. You may qualify for assistance to reduce your monthly health insurance bill, as well as what you spend when you go to the doctor.

3. Plans on the health insurance marketplace are offered by private insurance companies and each provides the same basic benefits.

4. Insurance companies no longer can deny coverage or charge different rates to men and women.